Federal Poverty Level (FPL) - HealthCare.gov Glossary

How federal poverty levels are used to determine eligibility for reduced-cost health coverage · Income above 400% FPL: · Income between 100% and 400% FPL: · Income ... Skipnavigation Menu Menu EspañolLogin Español Login Search GetCoverage KeeporUpdateYourPlan SeeTopics GetAnswers Back Enrollinhealthinsurance SeeifyouqualifyforaSpecialEnrollmentPeriod CoverageoptionsoutsideOpenEnrollment Marketplacetips Dentalcoverage Medicaid&CHIP Howtoapplyandenroll Pickingaplan Changeorcancelplans Seeifyoucanchangeplans Reportincome/familychanges Cancelaplan Savingmoney New,lowercostsavailable Seeifyou'llsave Saveonyourpremiums Cost-sharingreductions HighDeductibleHealthPlans Howto... Useyourcoverage Estimateincome Findlocalhelp Getloginhelp Submitrequesteddocuments AppealaMarketplacedecision ConfirmyourSpecialEnrollmentPeriod Paypremium&checkcoveragestatus Moredetailsifyou... Justhadababyoradopted Areunder30 Have/offeredjob-basedinsurance Areself-employed Areunemployed QualifyforMedicare Taxes,fees,&exemptions Healthcare&taxes Thepenaltyfornothavingcoveragein2018&earlier Exemptionsin2018&earlier Exemptions&Catastrophicplans Browsealltopics> Back SHOPcoverage WhyusetheSHOPMarketplace? 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Useyourcoverage Estimateincome Findlocalhelp Getloginhelp Submitrequesteddocuments AppealaMarketplacedecision ConfirmyourSpecialEnrollmentPeriod Paypremium&checkcoveragestatus Moredetailsifyou... Justhadababyoradopted Areunder30 Have/offeredjob-basedinsurance Areself-employed Areunemployed QualifyforMedicare Taxes,fees,&exemptions Healthcare&taxes Thepenaltyfornothavingcoveragein2018&earlier Exemptionsin2018&earlier Exemptions&Catastrophicplans Browsealltopics> Featured SeeifyouqualifyforaSpecialEnrollmentPeriod 2022OpenEnrollmentisover,butyoumaystillbeabletoenrollin2022healthinsurancethroughaSpecialEnrollmentPeriod. GetAnswers Search FederalPovertyLevel(FPL) AmeasureofincomeissuedeveryyearbytheDepartmentofHealthandHumanServices(HHS).Federalpovertylevelsareusedtodetermineyoureligibilityforcertainprogramsandbenefits,includingsavingsonMarketplacehealthinsurance,andMedicaidandCHIPcoverage. The2022federalpovertylevel(FPL)incomenumbersbelowareusedtocalculateeligibilityforMedicaidandtheChildren'sHealthInsuranceProgram(CHIP).2021numbersareslightlylower,andareusedtocalculatesavingsonMarketplaceinsuranceplansfor2022. FederalPovertyLevel(FPL) Familysize2021incomenumbers2022incomenumbers Forindividuals$12,880$13,590Forafamilyof2$17,420$18,310Forafamilyof3$21,960$23,030Forafamilyof4$26,500$27,750Forafamilyof5$31,040$32,470Forafamilyof6$35,580$37,190Forafamilyof7$40,120$41,910Forafamilyof8$44,660$46,630Forafamilyof9+Add$4,540foreachextrapersonAdd$4,720foreachextraperson Note:FederalPovertyLevelamountsarehigherinAlaskaandHawaii.SeeallHHSpovertyguidelinesfor2022. Howfederalpovertylevelsareusedtodetermineeligibilityforreduced-costhealthcoverage Incomeabove400%FPL:Ifyourincomeisabove400%FPL,youmaynowqualifyforpremiumtaxcreditsthatloweryourmonthlypremiumfora2022Marketplacehealthinsuranceplan. Incomebetween100%and400%FPL:Ifyourincomeisinthisrange,inallstatesyouqualifyforpremiumtaxcreditsthatloweryourmonthlypremiumforaMarketplacehealthinsuranceplan. Incomeatorbelow150%FPL:Ifyourincomefallsatorbelow150%FPLinyourstateandyou’renoteligibleforMedicaidorCHIP,youmayqualifytoenrollinorchangeMarketplacecoveragethroughaSpecialEnrollmentPeriod. Incomebelow138%FPL:Ifyourincomeisbelow138%FPLandyourstatehasexpandedMedicaidcoverage,youqualifyforMedicaidbasedonlyonyourincome. Incomebelow100%FPL:Ifyourincomefallsbelow100%FPL,youprobablywon’tqualifyforsavingsonaMarketplacehealthinsuranceplanorforincome-basedMedicaid. "Income"aboverefersto"modifiedadjustedgrossincome"(MAGI).Formostpeople,it'sthesameorverysimilarto"adjustedgrossincome"(AGI).MAGIisn'tanumberonyourtaxreturn. Relatedcontent Incomelevelsthatqualifyforsavings Federalpovertylevelsforpreviousyears Howincomeiscountedforhealthcoveragesavings HowtofindoutifyouqualifyforMedicaid&CHIPcoverage BacktoGlossaryIndex Backtotop × Signupforupdates&remindersfromHealthCare.gov Subscribetogetemail(ortext)updateswithimportantdeadlinereminders,usefultips,andotherinformationaboutyourhealthinsurance. Yourinformationcontainserror(s): Pleasechooseastate. Sorry,thatemailaddressisinvalid. Sorry,thatmobilephonenumberisinvalid. Youneedtoprovideeitheryouremailaddressormobilephonenumber. Youneedtoprovideeitheryouremailaddressormobilephonenumber. Pleaseselectatopic. Pleaseenteryouremailaddress. 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